Social Media

back

Sassy Mama’s Guide to Family and Maternity Health Insurance

ExpertsPost Category - ExpertsExperts
Post Category - PregnancyPregnancy

Sassy Mamas are experts at planning ahead and making the most of their resources. Whether it’s throwing a surprise birthday bash or improvising that difficult costume for the school play – you can do it all and then some! Prepping ahead is a must to keep on top of those pesky to do lists and we’re here to help with one, slightly mundane task!

Even though insurance might not be the sexiest of topics, finding the right one should be a priority. The main challenge is figuring out which insurance plan gives you great coverage for a reasonable premium.

56dfe0d2c4b0ab57b1273326549bd3bd

Health Insurance for Families
A comprehensive family insurance plan is a great asset to have. It doesn’t just protect you from any medical or health risks, but your whole family as well. Most family medical insurance assures you of 24/7 medical assistance for all members of the family.

Family health insurance includes extensive medical coverage. It has inpatient coverage, which is basic medical coverage that takes care of expenses for extended hospital stays. There should also be outpatient coverage in your family’s health insurance plan, so you’re protected from unexpected expenses for medical visits or short-term treatments.

Some family health insurance policies offer discounts and special treatment for children enrolled in the insurance plan, like the family policies offered by AXA. Most insurance companies, like Zurich, have continuous coverage for your children, even after the policyholder’s death. With Aviva’s Family Health insurance policy, you can enroll up to four children for free coverage up until they are 20 years old.

Other coverage options you might want on your family health insurance plan would be private room cover and optical/vision coverage. You may also want coverage for pre-existing medical conditions like asthma or diabetes so that your current medical insurance policy can treat them.

f7b7f7938c7a9a0cc519cb59d8e37825

Health Insurance for Pregnant Women
Sassy Mamas who are planning to have children should get medical insurance with maternity coverage. Understand that maternity coverage is an addition to general medical insurance policies, but one that’s worth getting for additional protection during pregnancy. Insurance companies like Bupa Medical and InterGlobal offer maternity coverage with their family health insurance policies, but include a waiting time of at least 10 months of continued membership for policyholders to be able to claim the benefits.

However, some insurance companies offer maternity coverage as a separate insurance plan with extensive benefits for both the mother and the baby. Prudential, and AXA have separate insurance coverage for prenatal and neonatal care. Pacific Prime is an agent that sells plans from a selection of providers; this results in a short waiting time, but also means you can claim the benefits without being a member in the meantime.

When looking for maternity coverage for your health insurance, watch out for inclusions such as pre-natal care, which provides benefits and coverage for the early months of the pregnancy. Postnatal care gives benefits and coverage after giving birth, which may be important if you foresee health complications after your pregnancy.

11406891_859737644093631_3668667766890541758_n

Finding the Best Family Health Insurance

With all the health insurance options available in Singapore, determining the right one can be a challenge. It helps to understand what your family needs to narrow down your options. As you examine different policies, it helps to understand what the inclusions are and what the terms mean so you can evaluate the fine print.

Always compare insurance policies before making your final decision. This helps you determine the best coverage for your family, while paying for reasonable interest rates and premiums. Just remember that the more comprehensive your insurance policy, the higher your interest rates will be.

Modern moms are fortunate to have a number of resources available to help them find the best insurance options for their family. With research and careful decision-making, you can guarantee your family’s good health for the years to come!

Featured image sourced via , image #1 sourced via Pinterest, image #2 sourced via Pinterest

more sassy mama

What's New

We're social
Me, my bump and mini-me stroll at Gardens By The Bay. Spending precious time with her before the baby arrives is so important. Cherish these moments mamas!
.
.
.
.
.
.
.
#sassymamasg #sosassy #postcardplaces #darlingescapes #dailyadventures #myhappyviews #iloveitthere #takingitallin #citygram #exploringsingapore #city_explore #seemycity #urbanarchitecture #singapore #gardensbythebay #weekendinsingapore #momlife #motherhood #mommylife #parenthood #momsofinstagram #momlifeisbestlife #mommyhood #letthekids #simplychildren #babybumps  #magicofchildhood #cutekidsclub #candidchildhood #babybumplove
Flower Power Tiles at Parkway Parade 🌸
.
.
.
.
.
.
.
#sosassy #sassymamsg #ihavethisthingwithfloors #ihavethisthingwithtiles #floortile #tiledesign #shoegram #singaporestreet #ihavethisthingwithcolor
Cheers to a happy Fri-YAY!
📷 @hopefuloutsiders .
.
.
.
.
.
.
#sosassy #sassymamasg #gatheringslikethese #tastingtable #stylemytable #kitchenbowl #ourplatesdaily #appetititejournal #styleonmytable #onthetableproject #thechalkboardeats #tablesituation #foodilysm #foodstamping #eatstagram #foodpicture #foodgraphy #cocktailhour #pinkdrinks #pinkoftheday
✨SASSY MAMA GIVEAWAY✨

We know how hard you mamas work, whether at home or in the office. Which is why you definitely deserve the STYLE MAKEOVER we're giving away to one of our lucky followers!

Enter to WIN a *FREE Styling session and photoshoot* with @sabrinasikora of #FirstWifeStudios. 
Your styling session and photoshoot will include: -👚💃Two separate looks, one casual and one dressier, from @indiibreeze @thyine as well as jewellery from @shoplustre. -💄PLUS a hair and makeup styling session provided by @aclairebeauty with a photo shoot courtesy of #FirstWifeStudios⠀

Here's what you need to do:⠀⠀
✨1. LIKE this post⠀⠀
✨2. Follow @sassymamasg and @sabrinasikora
✨3. Tag one friend in the comments below (multiple entries allowed by tagging one friend per comment)

One lucky winner will be announced by instagram story and via DM Friday, 28 September. 
Terms and conditions apply.
.
.
.
.
.
.
#sosassy #sassymamasg #sassymamagiveaway #giveaways #stylemakeover #stylingsession 
#momlife #motherhood #mommylife #parenthood #momsofinstagram #momlifeisbestlife #mommyhood #metime😊 #photoshootday
Mid-Autumn Festival is just around the corner, mamas! Have you taken your little ones to check out the beautiful decorations around town? From Chinatown to @gardensbythebay, here are some of our faves. Click our link in bio for more Mid-Autumn fun!⠀
.⠀
.⠀
.⠀
.⠀
.⠀
.⠀
.⠀
#sassymamasg #sosassy #postcardplaces #darlingescapes #dailyadventures #myhappyviews #iloveitthere #takingitallin #citygram #exploringsingapore #city_explore #seemycity #urbanarchitecture #singapore #Chinatown #gardensbythebay #midautumnfestival #midautumn ⠀
They call this generation 'Alpha'! The first group who will be immersed in technology their entire lives. Many Alphas will have a digital footprint before they even understand the term. Scary thought? Toddlers today 🤔
.
.
.
.
.
.
#sassymamasg #sosassy #momlife #momquotes #motherhood #mommylife #parenthood #momsofinstagram #momlifeisbestlife #mommyhood #toddler #toddlerlife #toddlers #toddlerslife
Amore Roma 💕
📷 @katie.one
.
.
.
.
.
.
.
#sosassy #sassymamasg #huffposttravel #postcardplaces #darlingescapes #dailyadventures #howiholiday #myhappyviews #thatview #enjoytheview #iloveitthere #bestplaceonearth #thatviewtho #takingitallin #theviewfromhere #takemethere #naturescapes #travelnow #vacaymode #vacationlife #travelbook #fernwehcollective #sceneryshot #vacationforever

We're social

What we're up to and what inspires us