Social Media


Planning for Your Child’s Future? 3 Reasons Why You Should Consider Investing with Endowus

ExpertsPost Category - ExpertsExpertsFamily LifePost Category - Family LifeFamily Life - Post Category - MoneyMoney

Whether you want extra income for a rainy day, your child’s college fund or for your retirement, Endowus has an income portfolio to suit your needs

Investment is a critical way for parents to plan ahead for future expenses. That includes funds needed for retirement or their child’s college fund. But investing can be daunting if you’ve never tried it before. Now, Endowus is making it easy for anyone who wants to build up an investment portfolio. “We want our customers to be able to easily build a low-cost and well-diversified income portfolio, as they prepare for their family’s future and plan for both short and long-term expenses,” says So Sin Ting, Chief Client Officer of Endowus. Here are three reasons why Endowus is a top choice for families looking to build an investment portfolio.

1. Low-cost income solutions

The Endowus Income Portfolios are designed to help busy parents stay invested, keep up with rising costs, and plan for their children’s future in a fuss-free way. They have three types of offerings that cater to different life stages:

  • Higher Income: If your monthly living expenses are on the higher end of the spending bracket, this portfolio allows you to maximise your payouts to cover bigger bills such as your mortgage, healthcare and childcare payments.
  • Future Income: Thinking of balancing out your income for long-term growth? This portfolio lets you earn some payouts while growing your capital.
  • Stable Income: This portfolio lets you preserve your initial capital while enjoying monthly payouts – perfect if you’re on the path to retirement.

EndowUs Investment Funds Mobile

2. Convenience all the way

Worried about the costs? You won’t have to with Endowus, as their advised solutions have a competitive net total expense ratio as compared with other banks or financial institutions. This is simply because Endowus has access to institutional share classes that are not normally offered at banks, retail or fund platforms. However, in the case they are unable to access these share classes, you’ll get a trailer fee rebate. Trailer fees are paid by fund managers to distributors and are paid continuously as long as an investor holds the funds. This fee usually ranges between 0.5% and 1% per annum, or greater than 50% of fees paid at the fund level. Endowus returns that fee back to its customers as it wants to stay conflict-free when selling these solutions.

Managing your income portfolio is also easy – you can set up a standing instruction so your portfolio is automatically topped up each month. That takes a huge burden off your shoulders, especially if you’re a time-pressed mama, so you’ll keep saving and growing your portfolio in a completely fuss-free way.

3. Specialist services to suit your needs

If you’re unsure about how to kickstart your investment journey, fret not because you’re not alone in the process. The digital wealth advisor reviews your risk portfolio and recommends the most appropriate products based on your risk appetite and income needs. Still need more guidance on your financial needs? Schedule a call with their friendly MAS-licensed representative to get more guidance on your financial needs.

First-time customers will get $20 off the access fees when they sign up. Click here to register!

Want to explore investment portfolios that suit your family’s needs? Click here to sign up!

watch tv iconEndowus,

Brought to you in partnership with Endowus. Disclaimers: Investment involves risk. Past performance is not necessarily a guide to future performance or returns. The value of investments and the income from them can go down as well as up, and you may not get the full amount you invested. Rates of exchange may cause the value of investments to go up or down. Individual stock performance does not represent the return of a fund. Any forward-looking statements, predictions, projections or forecasts on the economy, stock market, bond market or economic trends of the markets contained in this material are subject to market influences and contingent upon matters outside the control of Pte. Ltd (“Endowus”) and therefore may not be realised in the future. Further, any opinion or estimate is made on a general basis and subject to change without notice. In presenting the information above, none of Endowus Pte. Ltd., its affiliates, directors, employees, representatives or agents have given any consideration to, nor have made any investigation of the objective, financial situation or particular need of any user, reader, any specific person or group of persons. Therefore, no representation is made as to the completeness and adequacy of the information to make an informed decision. You should carefully consider (i) whether any investment views and products/ services are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances. You may also wish to seek financial advice through a financial advisor or the Endowus platform and independent legal, accounting, regulatory or tax advice, as appropriate. Investment into collective investment schemes: Please refer to respective funds’ prospectuses for details of the funds, their related fees, charges and risk factors, The listing of units of the fund on a stock exchange does not guarantee a liquid market for the units. Before making an investment decision, you are reminded to refer to the relevant prospectus for specific risk considerations. This advertisement has not been reviewed by the Monetary Authority of Singapore.

more sassy mama

What's New

We're social

We're social

What we're up to and what inspires us