How to Get Your Staycation or Child Care Expenses Reimbursed in Case of Emergencies

With kids, you just never know what emergencies will come up! This insurance plan reimburses your ticketed event or staycation expenses if your child is hospitalised due to an accident or infectious disease

How many times have your fun plans been ruined by falling sick after catching an infectious disease or an accidental injury in the family? There’s nothing worse than cancelling a non-refundable outing or staycation that’s been planned months in advance due to emergencies! And as much as we wish we could park the kiddos at home and still attend ourselves (admit it you’ve thought about it!) we can’t bear to leave them behind… But what if we told you, you could get reimbursed for your non-refundable expenses?

NTUC Income has launched PA Secure, an all-new affordable Personal Accident Insurance plan starting from just $68/year. It also provides two new lifestyle optional benefits that you can add on to the PA Secure Insurance at $18/year (each rider) – Child and student care expenses and Event and staycay expenses. This is on top of the four key personal accident benefits that come with the plan: Accidental Death, Permanent Disability, Medical Expenses due to injury and Daily Hospital Income, all 4 of which cover not just accidents but also infectious diseases such as Dengue Fever, Hand, Foot and Mouth Disease and Varicella aka Chicken pox! Watch the video below to see the PA Secure plan in action, and keep scrolling for more info!

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How to get reimbursed up to $500 if you are hospitalised or suffer injury

Child and student care expenses optional benefit

After getting the family plan with PA Secure, all you need is an additional $18/year (per insured child) to enjoy the Child and student care expenses¹ optional benefit. If your little one has caught an infectious disease from their classmate or fell due to an accidentally push and is unable to attend child care or student care but you’re still required to pay the child care or student care fees on those days, you can get up to $500 reimbursement in childcare or student care fees incurred! This is eligible when your child suffers an injury or caught an infectious disease, and is hospitalised for at least 4 days, or on certified medical leave for at least 5 days.

For example, if your child falls ill from an infectious disease such as hand, foot, and mouth disease in the child care (we know how often that happens, don’t we?) and you’ll have to take urgent leave, you can have peace of mind knowing your kiddo’s child care fees can be reimbursed if they’re on certified medical leave for at least 5 days.

Event and staycay expenses optional benefit

With another additional top-up of $18/year (per insured child or person), you can take advantage of the Event and staycay expenses² optional benefit. If you or your child is unexpectedly hospitalised due to accident or infectious diseases and is unable to attend a planned ticketed event or staycation with the family, you can get up to $500 reimbursement for the non-refundable expenses incurred by the insured person due to hospitalisation.

NTUC Income’s PA Secure List of Benefits

To recap, here are the key benefits³ of PA Secure, covering the four key personal accident benefits and two lifestyle optional benefits as add-ons:

• Accidental death up to $200,000
• Permanent disability up to $200,000
• Daily hospital income ($150 per day up to 50 days per policy year)
• Medical expenses in the event of an accident or due to an infectious disease (need not be hospitalised) up to $3,000
• 7 Infectious diseases (Dengue Fever, Hand, Foot, and Mouth Disease, Mumps, Rubella, Measles, Zika virus and Varicella aka Chickenpox)
• Child and student care expenses optional benefit at $18/year
• Event and staycay expenses optional benefit at $18/year
• A family plan⁴ provides coverage for you, your spouse, and an unlimited number of dependant children at no additional premium.

The best part is, you can easily sign up for this plan online at your own convenience! Sign up for PA Secure plan (including any optional benefits) from now till 23 May 2021 and leave a comment on this Facebook post and you could stand a chance to win a 3D2N Ocean Suite Staycation!

We don’t know about you, but from $68 a year for an individual plan sounds like a great way to safeguard against accidents. Plus, there are plans for families and couples, which allow you to save more if you choose to protect your loved ones. For example, 4 pax per family would cost $272 a year if you purchase individual plans, but a family plan that covers unlimited dependant children and 2 parents starts from only $195 a year. It’s great value if you ask us!

BRB, we’re signing up for this plan right now!

bit.ly/PASecure

Article sponsored by NTUC Income
1. The child and student care expenses optional benefit covers the insured child if he/she is unable to attend childcare or student care due to him/her:
• being required to stay as an inpatient in the hospital for 4 days or more due to an injury or an infectious disease; or
• being confined at home for 5 days or more under written medical advice by a medical practitioner due to an infectious disease.
2. The event and staycation expenses that we will reimburse is the non-refundable deposit or ticket fees incurred by the insured person. We will not pay for claims that are less than $50.
3. This benefit limit is applicable under Plan 3.
4. A family plan covers you and/or your spouse and any number of your dependant children. Dependant child(ren) means the insured person’s child(ren) who are:-
– under 18 years of age; or
– under 25 years of age; unmarried and not on full-time employment; and are primarily dependant upon you for maintenance and support. For example, full-time students or national servicemen.

The information provided here is for general information only and does not constitute an offer, recommendation, solicitation or advice to buy any products. You should seek personalised financial advice before you purchase any insurance product. Buying insurance that is not suitable for you may impact your ability to finance your future insurance needs. Precise terms, conditions and exclusions of the insurance plan mentioned in this article are found in the policy contract. For customised advice to suit your specific needs, consult an Income insurance advisor. Protected up to specified limits by SDIC. Information is correct as at 30 April 2021.